We assist with, among other things:
Critical Illness Insurance
We advise clients on claims relating to critical illness insurance, including the assessment of policy terms, coverage scope, and decisions made by insurance companies. Many policyholders experience claim denials or uncertainty as to whether a diagnosis falls within the scope of their insurance coverage. We assist with reviewing policies, medical documentation, and correspondence with insurers.
Loss of Earning Capacity
We assist in cases involving loss of earning capacity where an insurance company has wholly or partially denied benefits. Our services include assessing loss of earning capacity, reviewing evidence of work capability, and communicating with pension providers and insurance companies. These cases often have significant financial implications and require careful legal and strategic consideration.
Accident Insurance
We advise on disputes relating to accident insurance, including questions concerning causation, permanent injury assessments, and the calculation of compensation. We assist with reviewing policy terms, medical assessments, and insurance company decisions where disagreements arise regarding coverage or compensation.
Life and Pension Insurance
We provide advice on life insurance policies and pension schemes, including benefits payable in the event of death, illness, or disability. We assist policyholders and their families in matters concerning the interpretation of policy terms, beneficiary designations, and disputes with pension providers and insurance companies.
Workplace Accidents and Personal Injury
We assist in matters relating to workplace accidents and personal injury claims, including issues involving insurance companies, the relevant occupational injury authorities, and public authorities. We help with claim notifications, assessment of compensation claims, and the overall management of the case to ensure that all relevant claims are properly addressed.
Insurance Claim Denials
A claim denial by an insurance company is not necessarily final. We review the decision and assess whether the denial is legally and contractually justified. We assist with objections, negotiations, and complaints where there are grounds for challenging the insurer's decision.
Compensation Assessments
We advise on the calculation and assessment of compensation claims and help ensure that all relevant heads of loss are properly included. This may include loss of earnings, pain and suffering, permanent injury compensation, loss of earning capacity, and future financial losses.
Complaints and Appeals
We assist clients with complaints against insurance companies and other relevant bodies. We help prepare complaints, provide legal assessments, and advise on the process with a view to achieving the best possible outcome.
Personalised and Confidential Advice
We understand that insurance disputes often arise during challenging personal or financial circumstances. We therefore place great emphasis on providing thorough, understandable, and confidential advice tailored to each client's specific needs and situation.
Contact Us
If you would like an assessment of your case or advice regarding your options, please do not hesitate to contact us for an initial discussion.